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CREDIT SCORE RANGE EQUIFAX FULL
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Value-Added Services: Equifax offers a number of value-added services for customers, such as credit fraud and risk management strategies, portfolio management, collection products and solutions, industry diagnostics, and more.If you’ve ordered your credit report and credit score recently, or want to learn more about your credit standing, you may be wondering about the difference between your Equifax Credit Score and your FICO Score.īoth of these scores are general-purpose score models that can tell someone – either a lender or even you – about your creditworthiness.įor lenders, they use credit scores to assess how likely you are to repay a loan. Multi Bureau Solutions: This offers a single point of inquiry for data consolidated from various credit bureaus. Microfinance bureau: Equifax’s microfinance exchange is a collaboration with Microfinance Institutions Network (MFIN), and it provides Microfinance Credit Information reports, Microfinance Scores, and Microfinance Portfolio Reviews It also offers consumers a portfolio review where they use predictive insight to help cut losses and generate revenue. Here is a list of products and services offered by Equifax:Ĭonsumer credit bureau: This provides credit information reports and credit scores using specific algorithms and analytics. You can make payments to CIBIL net banking, credit or debit card but Equifax only accepts demand drafts.You can get CIBIL reports numerous times a year, but Equifax only gives you the option to get their credit report 4 times a year.

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While both offer one free credit report each year, additional CIBIL reports cost ₹550, while an additional CRIF High Mark credit report costs ₹138 (a credit report and a credit score will cost ₹472).

Both offer credit scores and credit reports to users. They are two of the four companies licensed in India by the RBI. You can make payments to CIBIL net banking, credit or debit card but Equifax only accepts demand drafts.Įquifax and CIBIL are both credit bureaus, or credit information companies. You can get CIBIL reports numerous times a year, but Equifax only gives you the option to get their credit report 4 times a year. While both offer one free credit report each year, additional CIBIL reports cost ₹550, while an additional CRIF High Mark credit report costs ₹138 (a credit report and a credit score will cost ₹472). You can also access your Equifax credit score via online third party platforms, such as the CreditMantri app, CreditSmart, or ETMoney.Įquifax and CIBIL are both credit bureaus, or credit information companies.

If sending by email, send the scanned documents to If sending by post, send the documents to:Ĭustomer Service Team - Equifax Credit Information Services Ltd, 931, 3rd Floor, Building 9, Solitaire Corporate Park, Andheri Ghatkopar Link Road, Opposite Mirador Hotel.

Step 4: Send the above documents through a courier, post, or email.

This should be for ₹138 (for just a credit report) ₹472 (for both credit report and credit score).

Step 3: If you are getting a paid credit report, then enclose a demand draft in favor of “Equifax Credit Information Services Pvt.

Step 2: Attach/Enclose a self-attested copy of your identity proof (such as voters ID, driving license, passport copy, or PAN card) and address proof (electricity bill, phone bill, bank statement, driving license, ration card, or rent agreement).

Step 1: Fill the Credit Report Request Form on the Equifax website.

For requesting credit reports more than once in a calendar year, you will be asked to pay a small fee.

CREDIT SCORE RANGE EQUIFAX FULL

Currently, to get their Equifax credit score and report directly from the company, one needs to fill in a form and send in via courier, post, or email.Īs mandated by the RBI, all users are entitled to one full free credit report per calendar year.